Personal financial advisors do exactly what their title says; provide financial advice to people who may not be as educated in the financial industry. Financial advisors, also called financial planners, provide assistance in every aspect of a client's financial plan. They can help with taxes, insurance and investment plans. Consultants are there to provide a personalized plan that fits the client's lifestyle and personality. They do the complicated calculations to ensure the client has enough money for retirement and other aspects of the client's life. Planning a financial plan for the rest of your life has become more complicated as the world advances in every aspect since the 1960s. The possible existence of financial planners began in 1969 when Loren Dunton founded the Society for Financial Counseling Ethics. Financial planners became necessary when soldiers returned home from World War II. The planners were there to help Americans plan their future. The first graduating class from the College of Financial Planning was in 1973. It's ironic that you...